Alright – so today we’ve got the honor of introducing you to RAIN YOUNG. We think you’ll enjoy our conversation, we’ve shared it below.

RAIN, thanks for joining us, excited to have you contributing your stories and insights. So, naming is such a challenge. How did you come up with the name of your brand?

The name of my brand has a very personal and heartwarming story behind it. It all started with my kids’ nicknames. My son D’yon is affectionately called ‘Peanut,’ and my daughter Nailah goes by ‘Jelli.’ The inspiration for the brand’s name came from combining the initials of their nicknames – PNJ. So, everything associated with my brand carries the imprint of PNJ, short for Peanut-N-Jelli. Simply put, my children are my ‘why,’ and naming the brand after them is a constant reminder of the love and inspiration that propels everything we do.

Great, appreciate you sharing that with us. Before we ask you to share more of your insights, can you take a moment to introduce yourself and how you got to where you are today to our readers.

In 2014, my entrepreneurial journey began in the childcare industry, with the invaluable support of my husband. The Peanut-N-Jelli Sandwiches drew inspiration from the endearing nicknames of our youngest children, Peanut-N-Jelli. Three years later, in 2017, we introduced Peanut-N-Jelli Musical Notes, a non-profit organization dedicated to nurturing young minds through creative arts, underscoring my unwavering commitment to the welfare of children. My life’s purpose has always revolved around securing a bright future for them, a principle that reverberates through every aspect of my endeavors, evident in the names I choose, be it Peanut-N-Jelli or PNJ.

Alongside my childcare pursuits, I acquired a realtor’s license in 2018. The year 2019 saw the expansion of my childcare business, but unforeseen circumstances arose when the COVID-19 pandemic struck, compelling me to reconsider my involvement in the childcare sector. Consequently, I made the difficult decision to close my childcare business. However, discovering forex trading, a skill I acquired back in 2017, which proved instrumental in sustaining me throughout the challenging year of 2020. During this time, I engaged in some self-analysis, laying the foundation for my future endeavors.

This period of reflection gave birth to PNJ Financial Solutions, an all-encompassing platform that offers a comprehensive range of services. From Notary and loan signing services to Realty and Business Formation, I sought to provide clients with a one-stop-shop experience. But my ambition didn’t stop there; I expanded my expertise into the insurance field, becoming licensed to offer life and health insurance including Medicare, driven by a profound desire to ensure that as many individuals as possible gain access to crucial health coverage.

In 2021, my passion for educating and empowering others led me to become a published author, introducing a thoughtfully designed financial organizer tailored to the needs of small business owners. This tool streamlines tax-related complexities, offering a systematic approach to managing finances with ease, culminating in a stress-free tax preparation process. I have also authored a line of Manifestation journals.

The pursuit of excellence transcends generations in my family, exemplified by my daughter Nailah, affectionately known as Jelli, who took the initiative to establish her own baking business and YouTube channel titled “Baking with Nailah” during the challenges of 2020.

As I forge ahead, my primary focus remains on the expansion of my health insurance business, as I strive to extend the security of health coverage to as many individuals as possible. Through my enduring dedication to children’s welfare and innovative solutions, I continue to pave the way for a brighter and more secure future.

We’d love to hear a story of resilience from your journey.

Embarking on this journey as an entrepreneur has been anything but easy. While passion and dedication fueled my drive, there were numerous challenges that tested my resilience along the way.

Initially, establishing Peanut-N-Jelli Sandwiches in the childcare field required significant effort to build brand recognition and gain trust from parents entrusting their children’s care to us. The childcare industry demands unwavering commitment, and balancing responsibilities as a business owner and a parent presents its own set of challenges. However, the love for my children and the belief in the importance of quality childcare kept me focused on overcoming these obstacles.

The advent of Peanut-N-Jelli Musical Notes brought new challenges. Running a non-profit organization requires adept fundraising skills and the ability to navigate through bureaucratic procedures. Moreover, the responsibilities multiplied as we endeavored to provide enriching experiences to children through creative arts. Despite the obstacles, the joy of witnessing the positive impact on young minds made every effort worthwhile.

The year 2020 was particularly laborious due to the COVID-19 pandemic, which forced me to make a difficult decision to close my childcare business. The uncertainty of the times necessitated adaptability, and fortunately, my proficiency in forex trading provided a lifeline during those turbulent days.

Rebranding and launching PNJ Financial Solutions brought its own share of challenges. Expanding into diverse fields like credit restoration, realty, notary services, business formation, and insurance demanded immense dedication and expertise. Building a reputation as a one-stop-shop required gaining credibility in each of these domains, which took persistent effort and perseverance.

Writing and publishing the financial organizer was yet another challenge, requiring meticulous planning and creative execution. As with any entrepreneurial venture, there were moments of self-doubt and setbacks, but the desire to offer valuable solutions to fellow small business owners spurred me on.

Throughout this transformative journey, my biggest motivation has always been the well-being of my children and the dream of leaving a positive impact on their lives. The road to success has been dotted with hurdles, but each challenge has been an opportunity to grow and evolve.

With unwavering determination, I’ve overcome obstacles, leveraged my skills, and embraced change. Every trial has been a stepping stone to shaping PNJ Financial Solutions into a comprehensive platform dedicated to empowering individuals and ensuring a secure future for as many as possible through health insurance coverage.

In conclusion, the path to where I stand today has been marked by resilience, innovation, and a deep-rooted commitment to making a difference. Challenges have been stepping stones, propelling me forward on this meaningful journey of entrepreneurship. As I continue to learn, adapt, and expand, my unwavering focus remains on uplifting the lives of others, shaping a future where financial security and well-being connect.

What do you think helped you build your reputation within your market?

Building my reputation within the market has been a journey rooted in gratitude and a commitment to giving back to my community. I attribute my success to a simple principle: using my blessings to make a positive impact. Whether it’s through community initiatives, charitable work, or supporting local causes, I believe that contributing to the well-being of my community has played a significant role in shaping the reputation of my brand. It’s not just about business; it’s about creating a meaningful connection and fostering a sense of shared prosperity within the community that has supported me along the way.

Contact Info:

• Website: www.pnjfinancial.com
• Instagram: instagram.com/pnjfinancial
• Facebook: www.facebook.com/pnjfinancial.com/
• Linkedin: www.linkedin.com/in/rainyoung