We recently connected with Kimberly Mosby and have shared our conversation below.
Hi Kimberly , thanks for joining us today. Has Covid resulted in any major changes to your business model?
I believe Covid changed everyone’s business. It shut many small companies down and although my company was considered an “Essential Business”, it still took a hit when the interest rates went from 3% to 6% in less than a week. The world is ran by a handful of large corporations that want to profit off the people. If we keep supporting this model of government we will have no freedom. It is my wish that more people are awake now and less fearful. It’s going to take many of us to defeat this global agenda.
Awesome – so before we get into the rest of our questions, can you briefly introduce yourself to our readers.
I got into the title industry after working for Countrywide Home Loans – Prior to Bank of America purchasing it. When I worked at Countrywide, I processed loans and trained others how to process FHA/VA/USDA/Rural Housing loans. I was approached by a marketing rep for a local title company asking me if I knew of any good escrow officers they could hire. I inquired what it took to become and escrow officer and that put me into another side of the real estate industry. I worked for a few local title companies for about three years, and ended up at First American as an escrow officer. When the credit crisis hit in 2008-2009, I was one of the top ten producers for First American. They took us to lunch asked us to split a salad and gave me a 2009 star performer paper weight. After that, they cut my commission by 2% and asked me to work 5 days a week and would only pay me for 4. At that time I asked my book of business what they thought of me opening my own title company. Half of them said yes, the market is at rock bottom, so you can only go up from here. The other half said I was crazy. Knowing I’m not crazy, and I wanted to work for myself more than I was afraid of it, I opened Gateway Title in April of 2010.
Can you open up about how you funded your business?
I put the initial capital together from my 401K and some private investors. I paid off the private investors within the first 24 months of opening the business. The private investors were in some form of real estate and I was introduced to them from a client. It’s always a good idea to ask people you know in the industry that care about you and your success.
We’d love to hear a story of resilience from your journey.
After the market took a serious turn with the interest rate increase, I started focusing on social media. My two adult children working for me weren’t on board with everything that I wanted to do. In 2023 after two years of paying their salaries, they tried to hostilely take over my business. They told my parents all sort of stuff, who wield great influence in the community. So much so as to have their commissioner friend serve me a subpoena to have me put into a mental institution against my will. When they couldn’t get the crazy card to stick they called me a drug addict. I had to spend 130K to defend myself in court, it dismissed February 28, 2024. To deal with the betrayal trauma my therapist told me that I needed to put pen to paper if I wanted to get through it. I knew that I wasn’t the only person this had happened to, I just had the financial means and the mental fortitude to figure it out. I wrote my first book – “Unveiling Shadows, my personal odyssey through coercive control.” It will be available the beginning of 2025 for purchase on my website www.unveilingshadows.com. I gave a TEDx on Coercive Control just recently, which should be available for people to view around the same time. I want other people who have had this experience to know they aren’t alone.
Contact Info:
- Website: https://www.unveilingshadows.com
- Instagram: XoxoQueenofthestreets
- Facebook: XoxoQueenofthestreets
- Linkedin: Kimberly Mosby
- Twitter: XoxoQueenofthestreets
- Youtube: Unveiling Shadows Podcast
- Other: Substack app – XoxoQueenofthestreets
Image Credits
Emily Pearl – Photography