We’re excited to introduce you to the always interesting and insightful Isaac Rushing. We hope you’ll enjoy our conversation with Isaac below.

Isaac, thanks for joining us, excited to have you contributing your stories and insights. How did you come up with the idea for your business?

How I came up with idea to create a credit repair company which lead me to be the founder of The Family Of Wealth? Well I’ve been an entrepreneur since 2014. before then I served in the US Navy for 5 years I was Honorably discharged in 2011, from there I went on to driving 18 wheelers all types from dry van and refrigerators to 10 car haulers. I would have to drive from houston to California then to New York and I would literally be on the road away from home 30days straight taking 11 to 24 hour breaks in between. Until the last company I drove for decided to dissolve the company in the middle of my route. being gone that long all the time you would think that I was making enough money to live comfortably until I had found a new job but that wasn’t the case my last check from that job was $125. that left me homeless staying on friends couches for months until I was able to make enough money doing various side jobs and hustling to afford my own place. my credit was shot I had no knowledge of financial literacy and the power of credit. During my struggle I connected with a friend that introduced me to entrepreneurship in the form of a business partnership owning a company called Urban Bubbleball. I was thrilled for the opportunity to finally be a boss of my own and run business how I thought it should be. I gave that company every penny that I made literally every penny every expense was paid for from my own pockets we’d make a little money just for it to go right back into the business. well the money made wasn’t enough to cover my home expenses my business partners home expenses or the business expenses. We tried to get start up capital and loans for the business but every bank we went too turned us away it so discouraging we couldn’t figure out what we were doing wrong I had no idea what business credit was. my only thought was to keep working until we made enough money to break thru the barrier our selves and that wasnt even enough. fast forward to 2020 right before covid hit now during this time I’ve already been evicted and living in airbnbs my credit was still shot and I didn’t know what to do. scrolling thru instagram I come across a guy named him500 founder of Recession Proof he was teaching about personal and business credit and how to leverage it to build businesses and wealth. still living in an Airbnb with a spouse and two kids at home I took my last $5000 and I paid him to mentor me. Life changing experience after going thru the program I immediately took the knowledge that I had gained and applied it. I was able to to take my credit score from a 440 to 746 in 7 months did the same for my spouse with that credit profile we were able to get approved for $60k in funding in one day we then took it a step further we opened a credit repair company to help others do the same thing the first month in operation we cleared over $10k the first month from clients then another $15k from helping our clients get approved personal funding. we built our business credit and was able to get our business approved for $45k in business funding now this is more money than the Bubbleball company had made in 2 years of business already and our doors had only been open for 6 months. We connected with some other entrepreneurs that I had met in the mentorship program and gained more knowledge about personal and business credit we took that knowledge applied it and was able to buy 9 cars in 2 weeks with no money down where we made and additional $67k in about 5 months remember I was homeless but buy now I had 2 apartments that I listed on airbnb and a house to live in for my family. I was so happy I had finally cracked the code after years of struggling I had unlearn everything I was told about credit growing up I had to tell someone else about it. So on my birthday dec 11 2020 I reached out my entrepreneur friends who I learned so much from and I decided that instead of partying and enjoying my day I wanted to do something for the people so I gathered my friends and I sponsored a free event for other entrepreneurs to get in the room with us like we did when we started to learn the game that we got that helped us make 6 figure plus in our own business so that the next person that had to go thru what I went thru would have a jumpstart to success by learning from our experiences we became so close we decided to name ourselves The Family Of Wealth. to this day we hold entrepreneurship events from trucking, event spaces, credit repair, airbnb taxes and everything business you could think of we have a coach for it.

Isaac, before we move on to more of these sorts of questions, can you take some time to bring our readers up to speed on you and what you do?

i’am born and raised here in houston South Park houston to be exact. I got into my industry because I needed answers to building wealth thru leveraging someone else’s money. I found out the hard way using my earned income wasnt going to work like I had been taught growing up. It took a lot of discipline during my transition to budget to be patient and just wait for my credit to be repaired. during that time I spent hours and days just studying different ways, methods and strategies to reach my goal. now we offer affordable credit repair and funding services to clients where even our monthly payment plan helps our clients credit score increase just for paying their monthly fee for credit repair. we help entrepreneurs create business and secure business credit and funding in 90days we’ve helped clients get as much as $167k in business and personal funding. my proudest moments are getting texts and calls from clients showing me the progress they’ve made from implementing the strategies that they learn in our program. what sets us apart from the rest is the fact the once you’re in our credit repair program you get access to credit training calls twice a month to educate them on the same strategies that I used to scale my businesses. we hold our selves to a higher expectation by making sure our clients are well informed and get the support they need in their wealth building journey.

Can you open up about how you funded your business?

I was able to fund my business by first understanding what the banks wanted from me on the personal side and business side. I found out that the lenders don’t care about the credit score as much as I thought they did in fact that’s really the last thing they look at In most cases. what really mattered to them was the data points that make up your credit score.. they wanted to see a 700 credit with a strong credit report. that means 0 derogatory marks 0 late payments 4 or less inquiries 4 or more years of credit history. a great credit mix of revolving accounts such as credit cards and installment accounts such as car loans. with that credit profile they’ll approve you personally for $100k or more. for business they looked at simple things such as your business address they hate to home addresses as the business address. business bank account, and business credit, an LLC an LLC makes you a business not a DBA . 2 or more years in business history. what people don’t realize is that in order for you to get high limit funding for your business as a start up the best funding options will use your personal credit as a guarantor for your business pretty much as co signer accept when dealing with business your personal credit report might see the inquiry but the actual utilization will report to your business credit. I leveraged my all that to fund my companies and build my foundation of wealth,

What’s a lesson you had to unlearn and what’s the backstory?

a lessoned I learned early on is that your friends and family will most likely never be your customers nor believe in your business because they know you from being poor or struggling whatever the case may be. as many clients that I have helped out not one of them is a member of my family or a child hood friend 90 percent of clientele are strangers at first. as we go thru the process we all eventually become family.

Contact Info:

• Website: https://go.ivleaguewealth.com/calendar-page161230
• Instagram: @mr.ivleaguewealth @thefamilyofwealth
• Facebook: Isaac d rushing
• Twitter: @ivleaguewealth
• Youtube: the family of wealth