We’re excited to introduce you to the always interesting and insightful Elijah Porter . We hope you’ll enjoy our conversation with Elijah below.
Elijah, thanks for joining us, excited to have you contributing your stories and insights. So, let’s start with a hypothetical – what would you change about the educational system?
Being that I was a college student less than a year ago, I definitely feel as if they do not prepare you for the real world. This is why I started learning about credit in the first place. I was so unfulfilled with college. I love learning so I took it on myself to learn new skills that will help me in the real world. The educational system should teach students more about financial literacy and what to do with their money when they get it. This will help individuals in their life and career because If you are smart with your money you won’t necessarily have to work for 40 years. So, financial literacy should be a huge part of the curriculum nowadays for high school and college students.
Elijah, love having you share your insights with us. Before we ask you more questions, maybe you can take a moment to introduce yourself to our readers who might have missed our earlier conversations?
Hi my name is Elijah Porter. I am a 22 year old entrepreneur that provides personal credit and business credit services. I started my journey in college as I felt that I was not learning valuable information there. I love learning so I took it on myself to learn something if value and I came across credit. I got so hooked on the information that i was studying it from the time I work up until I went to sleep. As I was learning I started making YouTube videos about the important knowledge because I knew it could help somebody. I ended up starting a credit repair business because a lot of people unfortunately messed their credit up when they are younger and find out later that it’s really vital to their life. I am also teaching others that credit is deeper than just buying a house or a car. I’m teaching how to leverage the banks money to create more income for yourself. I offer credit repair, credit building, LLC structuring, business credit and business funding! What sets me apart is I speak from experience and I have done all of those things for myself. I live impacting the community by giving credit to better peoples living situations. I am the most proud when I see clients getting approved for cars and even homes!
How did you put together the initial capital you needed to start your business?
Exactly what I teach other individuals is exactly how I started my own business. I leveraged my personal credit to get access to business credit cards which I put all my business expenses on. I use the cash flow from my business to pay down the credit cards. The key here is to use OPM (Other People’s Money) to start and scale your company. A lot of people can’t save enough money nowadays due to prices rising. Credit is how you get access to the capital, you just have to use it responsibly. First I started putting my business expenses on my personal credit cards. Expenses like a proper business phone number, business email address, website, and a virtual address. These are necessities before you even file your LLC. Once I filed my LLC then I leveraged my personal credit to get business credit cards and then I switched all my business expenses over to my business credit cards. Credit is the foundation to start, fund and scale your business to the next level. I even hired an ads team off of my business credit cards. So now I have facebook and Instagram ads being run for me just by leveraging my credit.
We’d love to hear a story of resilience from your journey.
In the credit space you have to be persistent and resilient. I say this because when you send a letter to the credit reporting agencies, they tend to stall and not do their job a lot of the time. This can be really frustrating at times when it is clear as day that they violated your consumer rights. So you have to keep sending in your disputes and sometimes even call them to get the job done. This takes patience and persistence. It is all worth it in the end when you can leverage your personal credit to get business credit to invest into your business with no money out of pocket. As I was working on my clients file, she kept sending me the same stall letter that the credit reporting agencies send out. I told her to be patient and that we got this! Long story short by me being resilient and persistent the negative items got deleted off the file and her credit score shot up crazy! Seeing the smile on my clients faces is the best of all. In a space where being resilient is a must, it sure is worth it in the end.
Contact Info:
- Website: https://solo.to/cgc.ep
- Other: The link I provided for my website has my website and socials attached!