We caught up with the brilliant and insightful Drew Martin a few weeks ago and have shared our conversation below.
Alright, Drew thanks for taking the time to share your stories and insights with us today. If you could go back in time do you wish you had started your business sooner or later
If I could go back in time, I would say that starting my business when I did was the perfect timing for me. I launched Martin’s Credit Doctors in 2020, right at the onset of the COVID-19 pandemic. At that time, I had overcome significant personal financial challenges—my credit score was at 444 and I had $25,000 in debt. Instead of filing for bankruptcy, I took the opportunity to learn about credit repair laws, rebuilt my credit, and ultimately decided to help others who were going through similar struggles.
At the time, I had already been involved in corporate business and had tried real estate in Dallas, which didn’t pan out as planned, but these experiences built the foundation I needed to truly understand the needs of my clients. By the time I launched Martin’s Credit Doctors, I was fully ready to provide real value to my clients because I had walked in their shoes.
If I had started sooner, I wouldn’t have had the life experiences that fueled my business’s mission—helping Americans climb out of debt and achieve financial freedom. If I had started later, I may have missed out on the unique opportunity the pandemic presented—where so many people needed credit repair, debt relief, and funding solutions. Starting right at that moment allowed me to relate to people on a deeper level and grow a business that feels authentic and truly impactful. So, no, I wouldn’t change the timing—I believe it happened exactly when it was meant to.

As always, we appreciate you sharing your insights and we’ve got a few more questions for you, but before we get to all of that can you take a minute to introduce yourself and give our readers some of your back background and context?
I’m Drew Martin, the CEO of Martin’s Credit Doctors, based in Cleveland, Ohio. My journey into the credit and financial industry began from my own personal struggles. In 2018, I found myself with a 444 credit score and over $25,000 in debt. Instead of filing for bankruptcy, I took matters into my own hands and learned about federal credit laws (the Fair Credit Reporting Act). Through persistence and education, I managed to repair my own credit and climb out of debt. That experience ignited a passion in me to help others who found themselves in similar situations, struggling to access credit and funding for their personal and business needs. In 2020, I launched Martin’s Credit Doctors to empower individuals and businesses through financial education, credit repair, and funding solutions.
What we offer: Martin’s Credit Doctors provides a wide range of services tailored to helping people achieve financial stability and business growth. We specialize in:
1. Business Funding: We help entrepreneurs secure business credit lines, SBA loans, equipment financing, and more, no matter their stage of business.
2. Business Credit Building: We assist businesses in establishing and growing their credit profiles, offering solutions like unsecured credit lines and credit hybrids with 0% intro APR.
3. Credit Repair: Our team disputes negative items on credit reports, including credit card debt, medical debt, personal loans, auto repossessions, and more.
4. Debt Consolidation: We consolidate and manage various types of debt, including payday loans, tax debt, and mortgage debt, helping clients reduce their payments by 30-60%.
What sets us apart is our personalized approach. We don’t believe in one-size-fits-all solutions. Every client starts with a one-on-one consultation where we analyze their unique situation and create a customized plan to help them achieve their goals. If we don’t get results within six months, we extend our services for an additional six months for free, ensuring our clients feel confident and supported throughout the process.
What I’m most proud of is the impact we’ve had on the lives of our clients. We’ve helped people raise their credit scores by over 100 points, enabling them to buy their first homes, secure business funding, and create generational wealth. For example, one of my favorite memories is helping a single mother improve her credit score so she could qualify for a first-time homebuyer’s program, giving her the opportunity to build a stable future for her family. We’ve also assisted business owners in securing tens of thousands of dollars in credit and funding to launch their startups and scale their operations.
What I want potential clients to know is that no matter where you are in your financial journey, Martin’s Credit Doctors is here to help. We offer a clear, step-by-step approach to credit repair, business funding, and debt consolidation. We don’t just offer services—we provide a path to financial freedom and success, built on real-world experience and a genuine desire to see our clients thrive. You can find us at MartinsCreditDoctors.com and follow us on social media at Martin.the.credit.doctor on Instagram and TikTok for more insights and financial tips.

How about pivoting – can you share the story of a time you’ve had to pivot?
A major pivot in my life was transitioning from working in the sports industry to the corporate world. In my early 20s, I was heavily involved in the fitness industry, working as an exercise scientist and eventually launching my first business, Andrew Martin Fitness. I was passionate about fitness and sports, and I even had the opportunity to work with the Cleveland Guardians (formerly the Cleveland Indians), which was a dream come true at the time.
However, as I grew professionally, I started to realize that while I loved the science and physical aspects of fitness, what truly captivated me was the business side. Working for a major sports organization gave me a behind-the-scenes look at how businesses operate, and I became fascinated with corporate strategy, financial operations, and the broader impact businesses could have on their communities. This realization inspired me to pivot from the sports and fitness world to pursue opportunities in corporate business.
This shift didn’t happen overnight, but it allowed me to discover my true passion for entrepreneurship and financial services. I eventually took all the lessons I learned from fitness and applied them to my work in credit repair and business funding. The discipline and mindset I developed in sports became invaluable tools in the corporate world, helping me build and scale Martin’s Credit Doctors into a thriving business.
While sports was a significant part of my early career, pivoting to the corporate world allowed me to create more impact and help people on a larger scale. This pivot was crucial in aligning my professional path with my deeper passion for business, leadership, and helping others achieve financial success.

Any thoughts, advice, or strategies you can share for fostering brand loyalty?
I keep in touch with clients and foster brand loyalty through a combination of personalized service, consistent communication, and providing ongoing value. At Martin’s Credit Doctors, we start every client relationship with a one-on-one consultation to understand their specific needs, whether it’s credit repair, business funding, or debt consolidation. This personal approach builds trust from the beginning.
To maintain strong relationships, we use several tools. We keep clients updated through email and text notifications, letting them know the progress of their credit repair or funding applications. Our team is always available for direct communication via phone or chat, ensuring clients feel supported throughout their journey.
We also foster loyalty by providing education beyond the service they initially signed up for. For example, we offer resources like webinars, newsletters, and social media content that help clients manage their finances, grow their businesses, and continue improving their credit. This ongoing education shows clients we’re invested in their long-term success, not just a one-time service.
We use social media platforms like Instagram and TikTok to engage with our community regularly, offering financial tips and updates, while creating a space for clients to ask questions and interact with us. This keeps us top-of-mind and builds a sense of community around our brand.
Lastly, our results speak for themselves. We ensure clients see tangible improvements, which naturally builds loyalty. If we don’t achieve results in six months, we extend our services for free. This commitment to delivering value, paired with our personalized approach, helps us build long-term relationships and strong brand loyalty.
Contact Info:
- Website: https://www.martinscreditdoctors.com/
- Instagram: https://www.instagram.com/martin.the.credit.doctor/
- Facebook: https://m.facebook.com/martinscreditdoctors?wtsid=rdr_0nMvxnR5aHPnetN0b
- Linkedin: https://www.linkedin.com/in/iamdrewmartin?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
- Twitter: https://x.com/iam_drewmartin?s=21
- Youtube: https://youtube.com/@martin.the.credit.doctor?si=-MTJbebriJn8qsHB



Image Credits
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