Alright – so today we’ve got the honor of introducing you to Dr. Latasha Ramsey-Cyprian. We think you’ll enjoy our conversation, we’ve shared it below.

Dr. Latasha , thanks for taking the time to share your stories with us today Parents can play a significant role in affecting how our lives and careers turn out – and so we think it’s important to look back and have conversations about what our parents did that affected us positive (or negatively) so that we can learn from the billions of experiences in each generation. What’s something you feel your parents did right that impacted you positively.

I am so blessed and grateful to have had the parents that I did. My father is now deceased and he passed away when I was 27. He made a huge impact in my life during those 27 years. My parents are the epitome of love, hard work and grace. They raised me to be compassionate, humble, honest and to have good work ethics. One of the biggest reasons I am where I am today is because of them. My mother was a stay at home mom until my youngest brother started kindergarten. Once he started school she began working with my father in his landscaping business. She was a female in a male dominating industry and I never heard her complain about the hard work she did. Because of that, she taught me how to be resilient. Growing up, she was great with budgeting and saving money. Seeing the way she handled money responsibly impacted my life and my career and a Credit Strategist.

My father never received his school diploma and he stressed the importance of education to me from early childhood. He told me I could achieve any goal I set. He was transparent and told me that as a black woman, I would have to work hard and give 110% in everything that I did. He reminded me often that nothing in life would be given to me. I was inspired to go back to school and obtain an MBA because of my him. I was 39 when I graduated but I persevered because he always told me I could do anything I put my mind to do.

My parents showed me first hand how to be a parent by being present in my life.
My father did not have a relationship with his father and he did not want to repeat that cycle with my brothers and I. My father did his best to live a life that was pleasing to God. He was a man that led by example and he was a man of his words. I try my best to do what I tell someone I am going to do and I communicate with them if there are any delays or issues. I treat people the way I want to be treated because I saw first hand how well my parents treated others.

Great, appreciate you sharing that with us. Before we ask you to share more of your insights, can you take a moment to introduce yourself and how you got to where you are today to our readers.

My name is Latasha Ramsey-Cyprian. I’m married and the mother of two daughters. I work in HR professionally and have over 20 years of HR experience. I am the owner of Optimum Life Credit Solutions and Optimum Life Enterprises LLC. I’m an best selling international author, international speaker, certified life coach and credit strategist. I started my businesses in June 2020 during the pandemic because I saw a need for the services that I provide.

I have a credit restoration program and I work mainly with individuals that want to become homeowners. I’m a Board Certified Credit Consultant and Certified Credit Score Consultant. I speak at seminars in my community and virtually that focuses on the process to become a homebuyer and how to establish credit. I offer print and digital products such as financial planners, basic credit for kids, kids budget planner, business credit, digital budget planner, home buying planner and manifestation journals, Do it Yourself Credit Repair, and surviving debt ebook.

I have a signature life coaching program that focuses on accountability, mindset, fear of failure, lack of self-confidence, fear of success, and lack of support. My coaching program has helped over a hundred clients perform at their fullest potential professionally, personally, and financially.

As an author, I’ve contributed to 13 anthologies since 2021 and I’ve self published 5 children & teen financial literacy books for ages 3-19. These books are available on Amazon.

As a speaker, I speak on international platforms regarding topics such as the importance of women being financially literate, having an abundant mindset and women empowerment.

I always try to provide excellent customer service and I believe that being honest with clients from the initial conversation is very important. I also focus on educating my clients. I believe that is what sets me apart from my competitors.

My company strives on being ethical and honest. The majority of my clients are from word of mouth. I am proud of that because my clients think highly of me to refer me to their friends and family.

What’s been the best source of new clients for you?

I work with several individuals in the real estate industry such as realtors, lenders brokers and inspectors. I’ve been able to help their clients increase their credit scores and clean their credit profiles so they can become a homeowner.

What’s been the most effective strategy for growing your clientele?

For me, focusing on one target market has helped me grow my clientele. I work mainly with individuals that want to become a homeowner. Focusing on these individuals gives me the opportunity to market directly to them. It also allows me to get leads by attending/hosting seminars for first time homebuyers.

Contact Info:

• Website: www.optimumlifecreditsolutions.com
• Facebook: Optimum Life Credit Solutions
• Other: To order digital products and books: https://payhip.com/OptimumLifeEnterprisesLLC

Image Credits
Professional Photos by Mrs. Letisha Russell