Sure. Thank you for having me and happy to share my thoughts.

Being a licensed Realtor for the past 25+ years in Nashville Tn, I’m often drawn to a verbiage in the National Association of Realtors code of ethics preamble that states ‘Under all is land. The interests of the nation and its citizens require the highest and best use of the land and the widest distribution of it’s ownership”.

I’d like to emphasize on ‘widest distribution’ in the above sentence. Unfortunately today, more & more institutions and corporations are gobbling up houses and land purchases in multitudes and in some cases entire apartment complexes and subdivisions through their might of aggressively bidding over list price, offering cash versus financing, no appraisals and/or accepting homes in ‘As Is” conditions without requesting repairs from sellers and so on.

In other words, ‘local’ primary home buyers or individual investors seeking the American dream of building financial stability through home ownership have little to No chance of winning a bidding battle against corporate competition.

A ‘local’ single income 1st time buyer, is struggling to qualify for his or her 1st home due to rapid spikes in home prices topped with current mortgage interest rate hikes.
In the past when mortgage interest rates touched 11 % 12% or even 18%  home values were nowhere near the current levels.

Today home prices are at their all time high and mortgage interest rates are also high. That’s a disturbing mix.

1st time home buyers and millennials are negatively impacted the most.

A ‘local’ double income no kid couple (DINK) with reasonable savings for down payment aspiring to live in a walkable urban core condo building, is terrified of rising home prices and hefty homeowners association ( HOA)monthly dues that directly impacts their ROI.

A ‘local’ double income couple with kids (DIWK) in need of suburban homes with specific school zoning are especially priced out of their targeted search area due to multiple corporate cash offers as well as in- migration of people relocating in to Nashville Tn from bigger cities looking for more home space, lower taxes and varied employment opportunities.

Nashville has it all.

While today as a nation we are probably already in or heading towards a recession, Nashville real estate demand remains impressively strong and supply is scarce.

In all the above true to life scenarios, ‘local’ buyers with stable income are forced into ‘renting’ and give up their opportunity to grow their ‘unintentional equity’ through home ownership which accrues by making mortgage payments each month.

Additionally, generally most renters are not diligent savers and also face the uncertainty of rents going up at anytime.

Approximately 37 states have no rent control laws in the United States and Tennessee is one of them.

It’s a no brainer that home ownership is a huge component of the American dream but unfortunately this is becoming a pipe dream for most and a nightmare for few tilting America towards a renter nation I fear.

I’d love to. I grew up in the vibrant Bombay city in India, married in the diverse and dynamic New York and raised a family in Music city Nashville which is home to me, practicing real estate for the past 25+ years. I’m a Real Estate Investment Specialist currently affiliated with Benchmark Realty LLC in Franklin Tn.

Understanding and acting upon client wants, needs and desires is critical for a successful real estate transaction. I work deligently to align most client needs with given market conditions.

With regards to the 2nd part of your question, how I got to where I am today- Referrals are the highest compliments one could receive from clients and friends.

I am fortunate and thankful to have them both.

Treat others the way you would want to be treated yourself and respect every one human.

As a real estate professional, I keep my knowledge base updated through periodic continuing education real estate courses and share the information as needed with my client buyers and sellers. I’m a firm believer of education is key to opening doors of opportunities one may have overlooked in the past.

As a human being, I strive to give back.

In the year 2019 at the onset of the covid pandemic, my friends from the Indian community of Nashville and I founded a 501C3 tax exempt non profit organization.

www.EveryOneHuman.org (EOH) with a mission to collaborate with local partner organizations to reduce hunger, homelessness and extreme human exploitation. Our commitment is ongoing.

The EOH impact made so far include, 46 college educational scholarships for survivors of trafficking.

9000 +warm meals to local individuals experiencing hunger and homelessness.

12 months of Trauma Counseling for 4 (four graduate survivors of addictions.

Support our mission.

www.everyonehuman.org