Alright – so today we’ve got the honor of introducing you to Jerica. We think you’ll enjoy our conversation, we’ve shared it below.

Jerica, thanks for taking the time to share your stories with us today We’d love to hear about the best advice you’ve ever given to a client?

One of the best pieces of advice I’ve ever given a client came during a session with a young single mother who was overwhelmed by debt, behind on rent, and unsure how to manage her finances. She came to me with hopes of fixing her credit, but what she really needed first was a clear, compassionate plan.

Instead of just focusing on credit repair, I advised her to take a step back and build a realistic, day-by-day budgeting strategy. I walked through her income, created a survival budget, and developed a savings goal for short-term needs like rent, as well as long-term goals like a car. I also showed her how to use no-credit-check builder accounts to add positive payment history to her profile while working on disputes and debt settlements behind the scenes.

I remember her face when she realized that she didn’t have to do it all at once that progress was still possible even with limited income. Within 60 days, she’d increased her credit score by over 80 points, paid off two major bills, and even started a small side hustle using tools and tips I shared during one of our webinars.

That moment reinforced why I do what I do. It’s not just about credit scores it’s about rebuilding confidence, breaking generational cycles, and helping people believe in new possibilities. At JPM Fancy Solutions, we don’t just fix credit; we help people reclaim their financial power with education, empathy, and a plan.

Jerica, before we move on to more of these sorts of questions, can you take some time to bring our readers up to speed on you and what you do?

Hi, I’m Jerica P. McNair, founder of JPM Fancy Solutions, a credit restoration and financial education agency proudly based in Atlanta, Georgia. First and foremost, I’m a mother, and everything I do in business and in life is rooted in creating generational change, not just for my own family, but for the countless others I serve every day.

My path into the financial industry wasn’t traditional, but it was deeply intentional. After personally experiencing the stress, confusion, and emotional toll of credit struggles, I saw a serious gap in real, relatable, and trustworthy financial support especially in our communities. I took what I learned the hard way and transformed it into a business that helps others rise faster, smarter, and stronger.

Today, I wear many hats: financial advisor, tax preparer, entrepreneur, educator, and influencer all under the umbrella of empowerment through financial literacy. At JPM Fancy Solutions, we don’t just fix credit scores. We help everyday people understand their credit, rebuild their financial foundation, and unlock opportunities they didn’t think were possible. Our services range from DIY and professional credit repair, to tax preparation, budgeting guidance, financial coaching, and business funding education.

What truly sets us apart is how personal we make the process. We take the fear and confusion out of credit and money management. Whether a client is deep in collections, trying to recover after a life setback, or finally ready to buy a home or start a business we meet them with empathy, strategy, and real tools that work. Our clients routinely see score increases of 100+ points, secure major funding, and take confident steps toward their financial goals.

Over the last 9 years, we’ve earned a 5-star reputation because people know we show up for them. I’ve also built a following of over 7,000 engaged supporters across social media, been featured in five of Atlanta’s top entrepreneur magazines including Canvas Rebel and Voyage ATL, and have had the honor of speaking at both in-person and virtual events nationwide.

If you’re looking for more than a quick fix if you want someone who will educate you, support you, and truly walk with you on your financial journey — JPM Fancy Solutions is here for you. We’re changing lives, shifting legacies, and proving that financial freedom is possible, no matter where you’re starting from.

What’s been the most effective strategy for growing your clientele?

The most effective strategy I’ve used to grow my clientele has been building trust through transparency, education, and consistency. At JPM Fancy Solutions, we focus on showing not just telling our value. I create webinars, live videos, and free resources that actually teach people how credit works and how to take action. When potential clients see that we’re not gatekeeping the information, they’re more likely to book a service, refer a friend, or return for advanced help.

We also leverage social proof and testimonials a lot. When clients share their success stories whether it’s a 100+ point credit score increase, getting approved for their first home, or securing business funding it inspires others to take that step. Lastly, staying consistent on social media with relatable content, budget tips, and behind-the-scenes moments has helped us stay visible, build community, and grow organically.
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What do you think helped you build your reputation within your market?

I believe my reputation in the credit and financial space has been built through a powerful mix of authentic visibility, continuous education, community engagement, and proven results. I’ve invested in myself by attending numerous paid webinars, conferences, and mentorship programs ensuring that I stay ahead of industry trends and always bring the best to my clients.

I’ve also been intentional about building my online presence. I’ve monetized all of my social media platforms and grown a following of over 7,000 loyal and engaged supporters. I stay active in multiple Facebook credit communities and have even created several of my own groups to educate and connect with people on a deeper level.

Beyond social media, I’ve hosted and spoken at countless Zoom seminars, in-person events, and conferences many of which I’ve been paid to speak at. These experiences have helped me establish myself as a trusted voice in the credit and financial education world.

What also helped elevate my brand’s credibility is being featured in five of Atlanta’s top entrepreneur magazines, including Canvas Rebel, Voyage ATL, and others. These features allowed me to share my story, expertise, and the heart behind JPM Fancy Solutions with a broader audience.

All of this combined education, exposure, and impact has positioned me as not just a service provider, but a leader in this space. My clients know that I walk the walk and that I’m genuinely committed to helping them win.

Contact Info:

• Website: https://fancysolutions.info/
• Instagram: https://www.instagram.com/jpm_fancysolutions/
• Facebook: https://www.facebook.com/Fancymycredit/
• Other: https://www.pinterest.com/jpmfancysolutions/